This position is located at Department of Housing and Urban Development, Asst Secretary for Housing-Federal Housing Commissioner. This opportunity is also open to Status eligibles under announcement 24-HUD-521. Please refer to that announcement for details on open period, eligibility, and how to apply.

Duties

The Office of Housing provides vital public services through its nationally administered programs. It oversees the Federal Housing Administration (FHA), the largest mortgage insurer in the world, and regulates important parts of the housing industry. The Office of Housing is committed to building and preserving healthy neighborhoods and communities through homeownership, rental housing and healthcare opportunities. The Office of Single Family Housing is responsible for the overall management of Single Family mortgage insurance programs for the Federal Housing Administration (FHA). The Office assists in the expansion of affordable and quality homeownership opportunities for individuals and families who are traditionally underserved by the private market. The Office also acts as a stabilizing force in the single family home financing market by increasing access to mortgage credit. Policies and programs administered by the Office-from becoming an FHA-approved mortgage lender or other stakeholder, to mortgage origination through post-closing and endorsement processes, servicing of FHA mortgages, and beyond-assist in the provision of these affordable mortgage programs while meeting the needs of borrowers. These functions are carried out by dedicated staff in our Washington, DC headquarters, four Homeownership Centers in Atlanta, GA, Denver, CO, Philadelphia, PA, and Santa Ana, CA, and through our National Servicing Center in Tulsa, OK. As a SENIOR UNDERWRITER, you will: - Perform the desk review of the Direct Endorsement Underwriter's analysis to verify the consistency, accuracy and reliability of ratings on all elements of risk, relating to the underwriting of the appraisal and of the borrower's credit worthiness; issue performance ratings of Direct Endorsement underwriter's work; issue instructive and corrective commentary for the maintenance and improvement of the underwriting performance as a Direct Endorsement underwriter. (Provide written evaluations and critique of the work of the Direct Endorsement Underwriters, approved inspectors, approved certified appraisers and contractors' regarding the construction, repair proposals, compliance inspections, appraisals, conditional and firm commitments, and credit risk analysis, to ensure a fully supported final determination as to the acceptability of the completed work is in compliance with current statutory and regulatory requirements.) - Perform both the desk review of the property appraisal to determine the appropriate HUD estimate of value for proposed construction, existing construction, or substantial rehabilitation and, in certain circumstances, authorize the issuance of the conditional commitment for home mortgage insurance; make the determination of credit eligibility of the potential borrower; determines the acceptability of the mortgage for insurance (and classification of risk inherent in the mortgage) and authorize the endorsement of the loan and the issuance of the mortgage insurance certificate binding the agency to the commitment through Mortgage Insurance Funds. Problem cases are referred to the Technical Branch for on-site review or technical assistance, as necessary. - Serve as an expert-level resource within his/her Office on matters relating to Underwriting and other Direct Endorsement issues. Often, the incumbent's expertise is reflected in that he/she may be expected to serve as a trouble-shooter/Team Leader on Underwriting issues arising within the incumbent's Office. - Serve as Government Technical Monitor (GTM) ensuring that requirements of contracts, servicing the Center's functions, are being met. The underwriter makes recommendations concerning that work performance to the Government Technical Representative (GTR) and provides written documentation of any discrepancies. The Senior Underwriter is responsible for making recommendations for statements of work including any modifications.

Requirements

Qualifications

You must meet the following requirements by the closing date of this announcement. Specialized experience for the GS-13 is defined as one year of experience at the GS-12 level, or equivalent, that is directly related to the position and which has equipped the candidate with the particular knowledge, skills, and abilities to successfully perform the duties of the position. Specialized experience for this position must include: -Overseeing projects that require coordinating and integrating the work of others and providing progress reports to management or high-level officials; AND -Direct Endorsement (DE) Underwriting of single-family residential properties; AND -Performing trend analysis, reporting findings and writing recommendations to management officials; AND -Implementing and evaluating programs areas and providing recommendations for improvements. Experience may have been gained in either the public, private sector or volunteer service. One year of experience refers to full-time work; part-time work is considered on a prorated basis. To ensure full credit for your work experience, please indicate dates of employment by month/day/year, and indicate number of hours worked per week on your resume.

Education

This job does not have an education qualification requirement.

Contacts

• Address Asst Secretary for Housing-Federal Housing Commissioner Administrative Resource Center Parkersburg, WV 26101 US
• Name: Applicant Call Center
• Phone: 304-480-7300
• Email: [email protected]