This is a bargaining unit position with AFGE Local 228. This is not a (drug) testing designated position (TDP). This position is located in the Small Business Administration, Santa Ana National Disaster Loan Resolution Center in Santa Ana, CA. The Loan Specialist and is responsible for servicing or liquidating a full range of disaster business and home loans.

Duties

Salary Range: GS-09 - $66,134 - $85,971 GS-11 - $80,015 - $104,016 Reviews a variety of consumer and commercial loan documents, most of which include consideration and evaluation of complicating factors; inventories collateral; obtains appraisals and liquidating value of inventoried property. Analyzes financial statements of obligors and endeavors to determine their prospects for continued payment on consumer and commercial loans in connection with modification of payments or other loan terms; investigates and determines financial responsibility of obligors who may be liable for the payment of indebtedness for use in recommending collection procedures, or legal actions to enforce payment. Provides necessary information, as needed, to legal staff in preparing various releases and other documents to be executed on behalf of SBA. Prepares written credit recommendations and obtains supervisory approval on a variety of collection as well as real estate transactions. Performs other duties as assigned.

Requirements

• You must be a U.S. Citizen
• You must successfully complete a background investigation.
• You may be required to serve a one-year probationary period.

Qualifications

GS-09: One year of specialized experience, equivalent to the GS-07 grade level in the Federal service, obtained in either the private or public sector: : providing analysis of loss mitigation strategies to include loan write-off or foreclosure actions; and ordering credit reports, property reports, collateral valuation reports and other data as required by action(s) taken; and conducting loan review analysis to determine equity position and documents review on loan tracking platform; and reviewing loan file for accuracy of submitted documents on a variety of loan resolution strategies and contacts borrower for follow-up; and interacting with Loan Servicing Assistant, Senior Loan Specialist and Supervisor throughout loan resolution cycle; and use of Microsoft office products and has ability to analyze title, credit, bankruptcy, loan documents and other documentation to determine recoverable value and resolution recommendations; and demonstrates knowledge of a variety of collateral business types, loan programs and collection experiences. These qualifications must be clearly referenced in your resume. GS-11: One year of specialized experience, equivalent to the GS-09 grade level in the Federal service, obtained in either the private or public sector that includes: performing in-depth analysis of obligor's financial statements and earning potential of a variety of business enterprises to make recommendations for commercial business loan applications or servicing/liquidation actions; and reviewing/analyzing a variety of collateral, business types, loan programs and general economic conditions. These qualifications must be clearly referenced in your resume. Additional information on the qualification requirements is outlined in the OPM Qualifications Standards Handbook of General Schedule Positions. It is available for your review on OPM's Qualifications web site: https://www.opm.gov/policy-data-oversight/classification-qualifications/general-schedule-qualification-standards/1100/loan-specialist-series-1165/ Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g. Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic; religious; spiritual; community, student, social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience. TIME-IN-GRADE: If you are a current career or career-conditional federal employee applying for promotion under Merit Promotion you must have completed a minimum of 52 weeks in positions at the next level lower than the position being filled All qualification requirements must be met by 11:59 pm (Eastern Time) on 10/26/2023.

Education

Education may be substituted for experience for this position.

If you do not meet the specialized experience requirements, you may also qualify with education. You MUST submit transcripts (official or unofficial) with this application if you wish to qualify based on education.

GS-09: Successful completion of a Master's or equivalent graduate degree in the following major field of study: finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics, or two (2) full years of progressively higher graduate level education leading to such a degree or LL.B or J.D., if related. You must submit transcripts (official or unofficial) to support this response. If you are selected, official transcripts will be required.

GS-11: Successful completion of a Ph.D. or equivalent doctoral degree from an accredited college or university, or three full years of progressively higher level graduate education leading to such a degree or LL.M. Such education must demonstrate the knowledge, skills, and abilities necessary to do the work. Transcripts (official or unofficial) must be submitted in support of this option. If selected, official transcripts will be required.

Combination of Experience and Education:
GS-11: Combination of education and experience as specified above. For example, an applicant who has 1.5 full years of Ph.D. level education (i.e. 50% of education required) and 6 months of creditable specialized experience (i.e. 50% of the required experience) would equal 100% of the required experience for the position.

GS-09: Combination of education and experience as specified above. For example, an applicant who has 1.0 full year of Masters level education (i.e. 50% of education required) and 6 months of creditable specialized experience (i.e. 50% of the required experience) would equal 100% of the required experience for the position.

APPLICANTS PLEASE NOTE: Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications (particularly positions with a positive education requirement.) Therefore, applicants must report only attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education. Verify School accreditation. All education claimed by applicants will be verified by the appointing agency accordingly. *** If you are using foreign education to meet qualification requirements, you must send a Certificate of Foreign Equivalency with your transcript in order to receive credit for that education. *** For further information, click on: Foreign Education.

Contacts

• Address Santa Ana National Disaster Loan Resolution Center 200 W. Santa Ana Boulevard Suite 740 Santa Ana, CA 92701 US
• Name: Tiffany Maddox
• Email: [email protected]