This position is located in the Division of Risk Management Supervision, San Francisco Region of the Federal Deposit Insurance Corporation and is responsible for conducting and providing advisory services for the review of asset quality and classification of credits with regard to an FDIC Risk Management Examination. The duty location is determined upon selection.

Duties

Assesses and evaluates a variety of loans/credit, including complex commercial and high-risk credits, and the assessment of and compliance with loan covenants, cash flow analysis and ability to repay, reasonableness of projections, collateral analysis and valuation, and guarantor support. Advises examiners, bank management, and FDIC management on regulation, policies, and best practices for loan/credit services and compliance. Assesses the appropriateness of internal risk rating systems, the level of the Allowance for Loan and Lease Losses (ALLL)/Allowance for Credit Losses (ACL), and the reasonableness of the methodology used to determine the ALLL/ACL level. Serves as Asset Manager in institutions with varying types of credit portfolios including complex commercial credits and consumer credit portfolios, and leads teams in complex projects and assignments for specialized lending institutions and/or large, complex lending institutions. Participates in a wide variety of complex credit-related activities, such as Shared National Credit reviews, targeted reviews at Large Financial Institutions, and reviews of loan portfolio stress tests. Prepares written analysis and recommendations on the entire loan function (underwriting, policies, procedures, loan review, ALLL/ACL, etc.). Communicates verbally with internal and external parties during examinations by performing such tasks as: discussing loan classifications, answering questions, and presenting findings and conclusions.

Requirements

Qualifications

Qualifying experience may be obtained in the private or public sector. Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic, religious/spiritual; community; student, social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience. Additional qualifications information can be found here. CG-12: To qualify, applicants must have completed at least one year of specialized experience equivalent to at least the CG-11 grade level or above in the Federal service.  Specialized experience is defined as experience performing financial and loan/credit analysis (i.e., assessing repayment capacity, financial strength and collateral protection); determining credit quality and recommending credit quality ratings; and advising examiners and management on regulation, policies, and best practices for loan/credit services and compliance. Applicants must have met the qualification requirements (including selective placement factors – if any) for this position within 30 calendar days of the closing date of this announcement.

Education

There is no substitution of education for the experience for this position.

Contacts

• Address Federal Deposit Insurance Corporation FDIC Human Resources Branch 25 Jessie Street Suite 1200 San Francisco, California 94105 United States
• Name: Janeen Saul
• Phone: 214-715-7131
• Email: [email protected]