This position is with the Small Business Administration, Citrus Heights 7a Loan Guaranty Processing Center in Citrus Heights, CA. The incumbent is responsible for evaluating loan applications for program eligibility and creditworthiness requiring experience with business structures and financial statement analysis.

Duties

Analyzes a wide variety of commercial loan applications characterized by varying corporate and financial structures, and which might contain limited financial data. Evaluates commercial loan requests to determine applicants' eligibility and proper loan structure, including capital injection, collateral, and other requirements. Assesses managements' experience and past performance, to determine the potential for successful operation of the applicant business entity. Investigates essential commercial credit factors to determine the merits of granting loan guaranties with reasonable assurance of repayment of proposed loan proceeds. Performs other duties as assigned. This is a bargaining unit position with AFGE Local 228. This is not a (drug) testing designated position (TDP).

Requirements

• You must be a U.S. Citizen.
• You must be a current permanent SBA career/conditional competitive service employee.
• You must successfully complete a background investigation.
• You may be required to serve a one-year probationary period.

Qualifications

GS-11 Specialized Experience: One year of specialized experience (equivalent to the GS-09 level in the Federal service) obtained in either the public or private sector as a loan processor, underwriter, financial analyst, portfolio manager, or other like position, with responsibility for making repayment and eligibility recommendations on routine commercial loan application packages characterized by simple ownership structures and lack of affiliation with other business entities. These qualifications must be clearly referenced in your resume OR Education: Ph.D. or equivalent doctoral degree or three full years of progressively higher level graduate education leading to such a degree or LL.M, if related, with major study in finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics, or other fields related to the position. One year of full-time graduate education is considered to be the number of credit hours that the school attended has determined to represent 1 year of full-time study. If that information cannot be obtained from the school, 18 semester hours should be considered as satisfying the 1 year of full-time study requirement. Transcripts (official or unofficial) must be submitted in support of this response. If selected, official transcripts will be required. OR Combination: Combination of related graduate education and specialized experience as specified above. For example, an applicant who has 1.5 full years of Ph.D. level education (i.e. 50% of education required) and 6 months of creditable specialized experience (i.e. 50% of the required experience) would equal 100% of the required experience for the position. One year of full-time graduate education is considered to be the number of credit hours that the school attended has determined to represent 1 year of full-time study. If that information cannot be obtained from the school, 18 semester hours should be considered as satisfying the 1 year of full-time study requirement. Transcripts (official or unofficial) must be submitted in support of this response. If selected, official transcripts will be required. Additional information on the qualification requirements is outlined in the OPM Qualifications Standards Handbook of General Schedule Positions. It is available for your review on OPM's Qualifications web site: Loan Specialist Series 1165 Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g. Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic; religious; spiritual; community, student, social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience. TIME-IN-GRADE: If you are a current career or career-conditional federal employee applying for promotion under Merit Promotion you must have completed a minimum of 52 weeks in positions at the next level lower than the position being filled. All qualification requirements must be met by 11:59 pm (Eastern Time) on 06/14/2024 of this vacancy announcement.

Education

If you do not meet the specialized experience requirements, you may also qualify with education. You MUST submit transcripts (official or unofficial) with this application if you wish to qualify based on education.

APPLICANTS PLEASE NOTE: Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications (particularly positions with a positive education requirement.) Therefore, applicants must report only attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education. Verify School accreditation. All education claimed by applicants will be verified by the appointing agency accordingly. *** If you are using foreign education to meet qualification requirements, you must send a Certificate of Foreign Equivalency with your transcript in order to receive credit for that education. *** For further information, click on: Foreign Education.

Contacts

• Address Citrus Heights 7a Loan Guaranty Processing Center 6501 Sylvan Road Suite 122 Citrus Heights, CA 95610 US
• Name: Kathleen Schrank
• Email: [email protected]