This position is located in the Division of Depositor and Consumer Protection, NY Region of the Federal Deposit Insurance Corporation and provides support in the areas of Home Mortgage Disclosure Act (HMDA) data verification reviews to determine a financial institution’s compliance with HMDA and the Federal Reserve’s Regulation C. The duty location is determined upon selection.

Duties

Leads and/or participates in the evaluation of a financial institution’s compliance with Home Mortgage Disclosure Act (HMDA), and/or Community Reinvestment Act’s (CRA) data reporting, utilizing outstanding guidance and examination procedures.  Participates in the evaluation of a financial institution’s compliance with the CRA’s data collection, reporting, and disclosure requirements, utilizing outstanding guidance and examination procedures. Operates software such as Microsoft Excel, Microsoft Word, and programs such as FDIConnect (EFX and Banker Engagement Site), RADD, SharePoint, and any applicable software that supports HMDA / CRA Validation to use for Loan Application Register (LAR) and CRA Samples. Uses these programs to upload and retrieve data, obtain mandatory work papers. Prepares written summaries addressing results of data integrity reviews, related Compliance Management System (CMS) assessments, and meetings with bank management. Prepares report documentation as they relate to validation findings (e.g. Compliance Reports of Examination or Reports of Visitation), and other documents, including mandatory work papers and HMDA and/or CRA matrices. Incorporates bank responses to initial findings of HMDA and/or CRA data reviews into the final report of examination, and as applicable prepares the violations section of the report of examination. Meets with and interviews bank management and personnel to discuss the scope of HMDA and/or CRA data integrity reviews, to determine and assess their knowledge and understanding of HMDA and Regulation C, and CRA data collection, reporting, and disclosure requirements; to provide feedback regarding the review; and to discuss findings and recommended corrective actions, as applicable.

Requirements

Qualifications

Qualifying experience may be obtained in the private or public sector. Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic, religious/spiritual; community; student, social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience. Additional qualifications information can be found here. To qualify, applicants must have completed at least one year of specialized experience equivalent to at least the grade 09 level or above in the Federal service.  Specialized experience is defined as experience determining an insured depository institutions’ compliance with governing laws and regulations and/or evaluating bank operations and compliance management systems related with HMDA and/or CRA data reporting. OR EDUCATION: To qualify based on education; applicants must possess a Ph.D. or equivalent doctoral degree, or 3 full years of progressively higher level graduate education leading to such a degree, or an LL.M., if related. OR COMBINING EDUCATION AND EXPERIENCE: Combinations of successfully completed education and experience may be used to meet total qualification requirements for the CG/GS-11 level.  Applicants must have met the qualification requirements (including selective placement factors – if any) for this position within 30 calendar days of the closing date of this announcement.

Education

See requirements stated under QUALIFICATIONS.

Contacts

• Address Federal Deposit Insurance Corporation FDIC Human Resources Branch 15 Braintree Hill Park Suite 100 Braintree, Massachusetts 02184 United States
• Name: Shaunalee Sanders
• Phone: 678-916-2320
• Email: [email protected]