Job opening: LOAN SPECIALIST (RLTY)
Salary: $59 966 - 104 861 per year
Published at: Apr 30 2024
Employment Type: Full-time
This position is located Colorado Area Office, USDA/Rural Development (RD). The incumbent administers complex aspects of the single family housing direct loan program for an assigned area.
THIS IS NOT A REMOTE POSITION; INCUMBENT WILL BE REQUIRED TO REPORT TO STATE AREA OFFICE.
Duties
Serves as a senior operating loan specialist responsible for the execution of applicable Single-Family Housing Direct (SFHD) loan and grant
programs.
Fosters mutually beneficial arrangements with such groups to maximize Single Family Housing (SFH) program saturation, enhance community cohesiveness, and improve economic conditions in the area assigned.
Processes difficult aspects of non-centralized post-acceleration actions/foreclosures and may participate in tribal foreclosures, as applicable.
Administers the Single-Family Housing repair loan and grant program for an assigned area.
Participates in program reviews/compliance audits, including developing/revising processes and procedures to correct deficiencies.
Requirements
- You must be a US Citizen or US National.
- Males born after 12/31/1959 must be Selective Service registered or exempt.
- Subject to satisfactory adjudication of background investigation and/or fingerprint check.
- Successful completion of one-year probationary period, unless previously served.
- Direct Deposit: Per Public Law 104-134 all Federal employees are required to have federal payments made by direct deposit to their financial institution.
- Successfully pass the E-Verify employment verification check. To learn more about E-Verify, including your rights and responsibilities, visit E-Verify at https://www.e-verify.gov/.
Qualifications
Applicants must meet all qualifications and eligibility requirements by the closing date of the announcement including specialized experience and/or education, as defined below.
For the GS- 09 level: Applicants must possess one (1) year of specialized experience equivalent to at least the next lower grade level; or its non-Federal equivalent that demonstrates: The incumbent works with loans and grants made or guaranteed by the government for very-low, low and moderate income families in rural areas to purchase, build or repair single family residences. The specialist conducts analysis of credit, earnings and other factors to determine the applicant's eligibility and capacity to repay the proposed loan through examination of available information. Reviews loan applications for completeness and conformance with all RD requirements; analyzes and inputs data into appropriate automated database systems; analyzes financial and credit data documents to make sound eligibility, feasibility, and creditworthiness determinations on program applications. Directs applicants to other credit sources or provides the necessary credit counseling. Visits existing properties and proposed sites to assess environmental/historical impacts and to evaluate the suitability of structures and building lots for the program. OR Master's or equivalent graduate degree OR 2 full years of progressively higher- level graduate education leading to such a degree or LL.B. or J.D., if related OR a combination of education as described and specialized experience. Equivalent combination of education and experience are qualifying for this grade level.
For the GS- 11 level: Applicants must possess one (1) year of specialized experience equivalent to at least the next lower grade level; or its non-Federal equivalent that demonstrates: Serves as a loan specialist in the housing program of a USDA Rural Development State or Field Office. The staff designs, implements, and evaluates assigned housing programs for the areas encompassed in the responsibilities of the Office. The incumbent administers complex aspects of the single- family housing direct loan and grant program for the state. Maintains partnerships, leverages additional sources of assistance, and performs work as required for the success of the program; executes assigned repair loans and grants. Both local travel and occasional overnight travel are requirements of the position. Serves as back-up for the Contracting Officer's Representative. Employee must meet the licensing requirements for operation of a government-owned vehicle (GOV). OR Ph. D or equivalent doctoral degree OR 3 full years of progressively higher level graduate education leading to such a degree or LL.M., if related. Equivalent combination of education and experience are qualifying for this grade level.
Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic; religious; spiritual; community, student, social). Volunteer work helps build critical competencies and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience.
Education
A transcript must be submitted with your application if you are basing all or part of your qualifications on education.
Undergraduate and Graduate Education: Major study -- finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics, or other fields related to the position, such as agriculture, agricultural economics, farm, livestock or ranch management, or rural sociology.
Contacts
- Address Rural Development
1400 Independence Ave SW
Washington, DC 20250
US
- Name: Connie Stokes
- Phone: 0000000000
- Email: [email protected]