As a National Bank Examiner/Bank Examiner (Retail Credit), you will conduct and assist in the supervision of retail credit lending with emphasis on consumer loan product structures, quality of underwriting, quantity of credit risk, account management, collections and quality of risk management.

Duties

As a National Bank Examiner/Bank Examiner (Retail Credit), you will: Assess operational risks in retail credit lending consisting of marketing, loan acquisition or origination, account management, documentation or recordkeeping management, payments processing, and management of collection activities. Evaluate the control and management of risks inherent in a particular institution's retail credit lending activities and assess the overall condition of initial credit acquisition and underwriting, account management, and when applicable collections. Plan, coordinate, and monitor retail credit banking activities which includes assessing risk, developing supervisory strategies and determining the scope of supervisory activities. Assess the capability of management, the effectiveness of board supervision, the soundness of adopted policies and procedures, and the effect of retail credit banking activities and risk selection on the overall soundness of an institution Conduct or participate in discussions with bank management on findings and recommendations.

Requirements

Qualifications

You must meet the following requirements by the closing date of this announcement: You must have one year of specialized experience at a level of difficulty and responsibility equivalent to the NB-IV band level or GS-11 Grade Level. Examples of specialized experience for this position include: Examining or auditing the effectiveness of a financial institution's retail credit risk management processes (e.g., credit underwriting practices, credit analysis, account management, risk rating accuracy, mortgage servicing, collections, or audit and loan review). The experience may have been gained in the public sector, private sector, or through volunteer service. One year of experience refers to full-time work; part-time work is considered on a prorated basis. To receive any credit for your work experience, please indicate dates of employment by month/year, and indicate the number of hours worked per week, on your resume.

Education

Education cannot be used to qualify for this position.

Contacts

• Address Midsize and Community Bank Supervision 400 7th Street SW Washington, DC 20219 US
• Name: Jennifer Davis
• Phone: 720-475-7546
• Email: [email protected]