This position is located in the Division of Risk Management Supervision of the Federal Deposit Insurance Corporation and is engaged primarily in the review and classification of credits and other assets with regards to an FDIC Risk Management Examination. Additional selections may be made from this vacancy announcement to fill identical vacancies that occur subsequent to this announcement. The duty location is determined upon selection.  

Duties

Assesses and evaluates a variety of loans/credit, including complex commercial and high-risk credits, and the assessment of and compliance with loan covenants, cash flow analysis and ability to repay, reasonableness of projections, collateral analysis and valuation, and guarantor support. Serves as Asset Manager in institutions with varying types of credit portfolios, including complex commercial credits and consumer credit portfolios. Reviews and evaluates complex other real estate (ORE) files for proper documentation (e.g., title, lien position, appraisal, holding period, insurance coverage) and accounting treatment, prepares ORE line sheet based on analysis, and assigns classifications. Assesses the appropriateness of the level of the Allowance for Loan and Lease Losses (ALLL)/ Allowance for Credit Losses (ACL) and the reasonableness of the methodology used to determine the ALLL/ACL level. Advises examiners, bank management, and FDIC management on regulation, and policies. Prepares written analysis and recommendations on the entire loan function (underwriting, policies, procedures, loan review, ALLL/ACL, etc.). Communicates verbally with internal and external parties during examinations by performing such tasks as: discussing loan classifications, answering questions, and presenting findings and conclusions.

Requirements

Qualifications

Qualifying experience may be obtained in the private or public sector. Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g. Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic, religious spiritual; community; student, social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience.  Additional qualifications information can be found here. CG-11: To qualify, applicants must have completed at least one year of specialized experience equivalent to at least the CG-09 grade level or above in the Federal service.  Specialized experience is defined as experience performing financial and loan/credit analysis (i.e., assessing repayment capacity, financial strength and collateral protection); determining credit quality; and recommending credit quality ratings to banking officials or regulators. OR EDUCATION:  To qualify based on education, applicants must have completed a Ph.D or equivalent doctoral degree; or 3 years of progressively higher level full-time graduate education leading to such a degree; or a LL.M. Major study – finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics, or other fields related to the position, such as agriculture, agricultural economics, farm, livestock or ranch management, or rural sociology. OR COMBINING EDUCATION AND EXPERIENCE:  To qualify on a COMBINATION of Education and Experience, applicants must have completed graduate level education as described above, beyond the 2nd full year of graduate level education and specialized experience as describe above that together meet the qualification requirements for this position. Applicants eligible for ICTAP (Interagency Career Transition Assistance Program) must achieve a score of 80 or higher in the online assessment to be determined “well qualified” for this position. For more information, click here.

Education

See requirements stated under QUALIFICATIONS.

Contacts

• Address Federal Deposit Insurance Corporation FDIC Human Resources Branch 15 Braintree Hill Park Suite 100 Braintree, Massachusetts 02184 United States
• Name: Quiana Woodruff
• Phone: 678-916-2304
• Email: [email protected]